Advantages of Buying

Owning v. Renting, Wealth and Equity, No More Landlords

 

Home Finance 101
Mortgage Payments, Accumulating a Down Payment, Closing Costs, 

Homeowner's Insurance,  PMI/Mortgage Insurance, Property Taxes, 

Tax Benefits of Ownership,Tax Benefits of Selling,            

 

Preparing to Shop

Getting Preapproved, Good Neighborhoods, Evaluating Neighborhoods, Used Homes, 

New Homes, Condo/Co-op Advantages, Condo Drawbacks, 

 

Your Real Estate Team
The Team and the Players, The Perfect Agent, Understanding Agency, Your Agent and You, Using a Lawyer

 

Making an Offer
Basic Rules of Negotiating, Making an Offer to Purchase, Getting a Counter Offer, Negotiating Credits,

Major Corrective Work

 

Getting a Mortgage
Mortgage 101, Fixed or Adjustable?, Fixed Rate Mortgages, Adjustable Rate Mortgages (ARMs), 

15 or 30 Year Terms, Understanding Points, Other Lenders Fees, Loan Prequalification and Pre-approval

 

Inspections and Insurance
Understanding Inspection, Why Properties Should be Inspected, Optimizing Inspections, Homeowner's Insurance, Title Insurance, Title Risks

 

Closing the Deal
Final Closing Statement, Final Verification of Condition, Buyer's Remorse

 

After You Buy

Reassemble Your Finances, Keep Receipts for Improvements